. . . Take Advantage of Good Balance.

      Equity markets are making new highs and US Federal Reserve increasing interest rates. Domestically food inflation is rising. Growth numbers for economy looking strong.
For retail investor, Balance advantage or Dynamic asset allocation funds could be a good way for investors to participate in the market give that they allocate between equity and debt depending on factors such as Index levels, valuations and so on.
       In this regard, TATA balance advantage fund which has been around for little under five years, maybe a good investment for investors with a moderate risk appetite and ever for. those just starting off.
      For medium term goals or targets stretching up to around 5 yrs., the fund may be good addition for investor portfolio.

           Many investors consider it fascinating to buy direct stocks rather than invest in mutual funds. They consider mutual funds to be boring and stocks to be exciting..
Mostly, they buy stocks based on hearsay and not their own research. Simply knowing a company doesn't mean it is a good investment bet.-
Most investors stick to underperforming stocks and exit good stocks.- Most investors are unable to calculate the returns they get on direct stocks over the medium to long term.
They use the approximation method in their mind. Mostly, they are over-optimistic about the returns they generate in stocks.
Also, they tend to ignore loss-making stocks while calculating their return. They do not like being wrong in their ability to pick the right stocks and so they use their own arguments in favor of their experience in investing in stocks.-
It is also time-consuming to invest and manage a direct stock portfolio.
At times, it also causes stress.
        One can be better off staying with a mutual fund portfolio. It is to be noted that investors are indirectly holding stocks through the mutual fund route.Some investors can definitely do well as direct stock investors. For most others, mutual fund investing can be rewarding.Stay simple. Create wealth. Stick to mutual funds.

 Note . . We have arranged online Webinar tomorrow on same Subject.
Do join in for more information and wisdom.

                                                                                                                                                                                                                        A Blog by Santosh Akerkar

        Many investors consider it fascinating to buy direct stocks rather than invest in mutual funds. They consider mutual funds to be boring and stocks to be exciting..
Mostly, they buy stocks based on hearsay and not their own research. Simply knowing a company doesn't mean it is a good investment bet.-
Most investors stick to underperforming stocks and exit good stocks.- Most investors are unable to calculate the returns they get on direct stocks over the medium to long term.
They use the approximation method in their mind. Mostly, they are over-optimistic about the returns they generate in stocks.
Also, they tend to ignore loss-making stocks while calculating their return. They do not like being wrong in their ability to pick the right stocks and so they use their own arguments in favor of their experience in investing in stocks.-
It is also time-consuming to invest and manage a direct stock portfolio.
At times, it also causes stress.
        One can be better off staying with a mutual fund portfolio. It is to be noted that investors are indirectly holding stocks through the mutual fund route.Some investors can definitely do well as direct stock investors. For most others, mutual fund investing can be rewarding.Stay simple. Create wealth. Stick to mutual funds.

Note  We have arranged online Webinar tomorrow on same Subject.
Do join in for more information and wisdom.

                                                                                                                                                                                                A Blog by Santosh Akerkar